California Fire Rebuild

Read more

Financing Your Honomobo

Make modern living
financially attainable.

Honomobo has partnered with CalCon Mutual Mortgage to offer construction lending solutions tailored to modular home buyers across 49 states.

Get Started
The Partnership

Expert design meets expert financing.

Building a Honomobo is a streamlined experience from start to finish. Our partnership with CalCon Mutual Mortgage extends that same clarity and confidence to the financial side of your project.

While Honomobo focuses on delivering precision-engineered, beautifully designed modular homes, CalCon provides the specialized construction lending expertise to make your vision a reality.

In partnership withCalCon Mutual Mortgage
Why Finance with Us

A smarter path to homeownership.

01

Specialized Lending

CalCon's team specializes in construction and modular home financing — not a generic mortgage process. They understand the unique structure of factory-built projects and tailor solutions accordingly.

02

Nationwide Coverage

Licensed in 49 states and 2 U.S. territories, CalCon can support your Honomobo project wherever home may be. Conventional, FHA, VA, USDA, Jumbo, and construction loans are all available.

03

Aligned Process

From initial consultation through final installation, Honomobo and CalCon work in lockstep. You get one coordinated experience — clear timelines, transparent costs, and expert guidance at every stage.

The Process

From vision to keys in hand.

01

Initial Consultation

Connect with our team to discuss your project goals, timeline, and budget. We'll help determine the right Honomobo model and financing structure.

02

Pre-Qualification

CalCon's construction lending specialists will review your financial picture and pre-qualify you for a loan tailored to your modular home project.

03

Design & Build

While your Honomobo is precision-built in our factory, your financing progresses in parallel — keeping everything on track for a seamless handoff.

04

Installation & Close

Once your home is delivered and assembled, final financing closes and you move in. The entire process is coordinated for minimal friction.

Already Own Your Land?

Your land equity counts as your down payment.

Through our Single-Close Construction-to-Permanent loan, the appraised value of your land counts toward your down payment. A $750,000 loan on a $1M total project value gives you a favorable 75% Loan-to-Value ratio — making qualification straightforward and keeping your out-of-pocket costs low.

Learn More
Built for You

Precision-built. High performance. Financially achievable.

Every Honomobo is engineered for long-term durability and minimal maintenance. These all-electric homes are designed for a future powered by renewable energy. With CalCon's financing, this level of quality becomes accessible.

Apply Now

Reliable Schedules

Factory construction eliminates delays from weather and on-site variables. Faster, more predictable timelines mean you're in your home sooner.

Predictable Results

Every Honomobo undergoes rigorous quality checks at each stage of the build. Consistent processes deliver a finished product built to last, down to the smallest detail.

Optimized Efficiency

Thoughtful material selection and advanced building techniques reduce waste and energy use, minimizing environmental impact while maintaining the highest standards.

Flexible Loan Options

CalCon supports Conventional, FHA, VA, USDA, Jumbo, and portfolio construction loans — with dedicated specialists who understand modular home projects.

Your Lending Team

Connect with a specialist.

Our dedicated construction lending team at CalCon Mutual Mortgage is ready to guide you through the financing process.

RH

Ross Hamilton

Mortgage Loan Originator
NMLS# 923627
Schedule a Call
TC

Thomas Coronato

SVP, Construction Lending
NMLS# 404587
Schedule a Call
Get Started

Turn your dream into reality.

Ready to explore financing for your Honomobo? Connect with our lending team or start your application today.

About Our Partner

CalCon Mutual Mortgage

Led by Thomas Coronato, Senior Vice President of Construction Lending, the CalCon team brings over 25 years of construction lending experience. They specialize in connecting homebuyers with the right builder and guiding clients through the homebuilding journey with confidence.

Founded in 2013, CalCon Mutual Mortgage is a privately-owned Ginnie Mae, Fannie Mae, and Freddie Mac approved direct lender and servicer. In addition to standard loan options, CalCon specializes in portfolio and construction loans — making them an ideal partner for modular home financing.

Their tagline — Service is Everything! — reflects a client-first approach that aligns with Honomobo's own commitment to transparency and quality at every step.

Ginnie Mae ApprovedFannie Mae ApprovedFreddie Mac Approved49 States Licensed
Frequently Asked Questions

Common questions about financing.

What types of loans does CalCon offer for Honomobo projects?

CalCon supports Conventional, FHA, VA, USDA, Jumbo, and portfolio construction loans. Their team will help match you with the right product for your project, location, and financial profile.

Do I need a traditional down payment if I own land?

In most cases, no. Through a Single-Close Construction-to-Permanent loan, the appraised value of your land counts as equity toward the loan, often eliminating the need for additional cash down.

How is financing a modular home different from a standard mortgage?

A Honomobo is custom-manufactured before it arrives on site, so the financing is structured around a construction timeline rather than an existing home. CalCon specializes in this process and coordinates closely with our team throughout the build.

Where can CalCon lend?

CalCon Mutual Mortgage is licensed in 49 states and 2 U.S. territories, and is an approved Ginnie Mae, Fannie Mae, and Freddie Mac direct lender and servicer.

How do I get started?

Connect with one of our dedicated CalCon specialists for an initial consultation, or start your application online. They'll walk you through pre-qualification and help map out the right financing structure for your Honomobo project.

In partnership with CalCon Mutual Mortgage LLC. All loan products are subject to credit approval, underwriting guidelines, and market conditions at time of commitment. CalCon Mutual Mortgage LLC is a privately-owned direct lender and servicer. This is not a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice. Equal Housing Lender.